UNLOCK THE POWER
OF HOME EQUITY

Discover For Yourself If a Reverse Mortgage Could

Add Freedom and Flexibility to Your Retirement.

Learn How a Reverse Mortgage Could Help You Gain
Greater Financial Security and a Path to a Better Retirement

You've worked your entire life for the equity you have in your home.  Isn't it time your home worked for you?

​Learn how home equity could be used to improve your cash flow, set up a rainy-day fund and preserve your nest egg.

​Discover Today's Reverse Mortgage

with new Safeguards and Protections

Local  ·  Knowledgeable  ·  Personalized Service
San Diego's Reverse Mortgage Specialist

An innovative way to access home equity that has helped over a million people in retirement.

There’s more than one way to borrow against your home equity to access needed retirement funds. A Reverse Mortgage Line of Credit can offer homeowners age 62 and older some significant advantages. Unlike a traditional Home Equity Line of Credit (HELOC), there are no required monthly mortgage payments. (As with any home-secured debt, you remain responsible for property taxes, homeowners insurance, and property maintenance.) As long as you meet your loan obligations, the lender can’t cancel your credit line; and it doesn’t have to be repaid until you sell the home or it’s no longer your primary residence. And with a Reverse Mortgage Line of Credit, the less you take out up front, the more you’ll be able to borrow later—because the unused amount grows over time.

In-home appointments available in all of San Diego County.


Whether you are planning on retiring soon or have already started retirement, take a moment to think about how you envision your retirement lifestyle. Even if you have planned, saved and invested carefully, you may have fewer funds than you had expected to meet your goals. Now is the time to consider all of your financial options and make the right decisions for your future.

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Receive the personalized service you deserve.

Work directly one-on-one with a local San Diego based reverse mortgage specialist who will listen to your needs and concerns, answer all your questions and help guide you, your adult children and loved ones through the entire loan process.  Request your personal evaluation to discover what you qualify for.  In-home appointments available.

Call Today  (619) 294-9820

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What is a Reverse Mortgage?

A Home Equity Conversion Mortgage (HECM)—commonly known as a reverse mortgage—is a government-insured loan option for people age 62 and older that allows you to tap into the equity you’ve already built in your home. It provides funds to help pay for the things you want or need, while you continue to live in and own your home.

Unlike conventional mortgage or home equity loans, there are no monthly mortgage payments. (However, in order for the loan to remain in good standing, you must continue to pay property taxes and homeowners insurance, and keep the home in good repair.) The loan must be repaid when you sell the home or no longer live there as your primary residence.

Please consult us for full details regarding borrower obligations and whether a reverse mortgage is right for you.

NO Monthly Mortgage Payments Required on this Loan Choice*

 

A Few of the Benefits

• Eliminates your existing monthly mortgage payments*

• You can stay in your home and maintain the title

• Loan proceeds are tax-free and can be used any way you choose**

• Heirs inherit any remaining equity after paying off the HECM loan

• The HECM (reverse mortgage) loan is FHA insured

* You must still live in the home as your primary residence, continue to pay required property taxes, homeowners insurance, and maintain the home according to FHA requirements.
** Consult your financial advisor and appropriate government agencies for any effect on taxes or government benefits.

Your Local San Diego Source for Reverse Mortgages

For a personal evaluation – call today!

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When selecting a loan officer, you should consider working with a professional who has earned the Certified Reverse Mortgage Professional (CRMP) designation, the highest designation in the industry, from the National Reverse Mortgage Lenders Association (NRMLA)

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As of October 2019, only 147 individuals in the entire United States hold the designation of CRMP.

Serving all of California 

Why choose Lineage Lending?

Our Experience

Lineage Lending has over 20 years of experience in residential lending. That means we can find a solution to any situation.

We're Local

Lineage Lending is proud to serve the San Diego area. Whether you're looking to move here or move up, we're here to help.

Our Values

Every member of the Lineage Lending team prides themselves on their honesty, integrity, and lasting relationships with clients.

See what our clients are saying about us

Margaret and Cliff W.

John, it was "meant to be" when I and mom discovered your brochure! You made a seemingly daunting task enjoyable.
Your communication skills are non-pareil and obviously you have learned the art of patience.

Sharon C.

John was a true professional. He kept in touch throughout the process. I felt secure and well-informed. Plus it seemed to be completed quickly. Everything ran smoothly.

Steve P.

Everything went well. John had knowledge of my situation & promptly had my papers promptly processed. I was very happy with the service I received from John.

Don't take our word for it, take theirs...

Ready to Learn More?

Request Your Personalized Reverse Mortgage Proposal Today!

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John Correll, CRMP
Certified Reverse Mortgage Professional
NMLS #1004396 CA-BRE #10353015

Lineage Lending

(619) 294-9820
Toll Free (888) 603-1550
4455 Murphy Canyon Rd.
San Diego, CA 92123

Disclaimer

These materials are not from HUD or FHA and not approved by HUD or a government agency.

Borrower is responsible for property taxes, homeowner’s insurance and property maintenance plus must continue to occupy home as their primary residence for loan to remain in good standing. Equal Housing Opportunity. Rates, Program, Fees, and Guidelines are subject to change without notice. Restrictions apply.  Not a commitment to lend. Licensed to conduct business only in California.  Lineage Lending 4455 Murphy Canyon Rd Suite 100 San Diego, CA 92123. Licensed CA Bur of Real Estate - Broker #01526997, 01353015. NMLS #1158884 Branch 1437151